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Category: Business Insurance

What Can I Expect My Worker's Compensation to Cover?

Your business’s workers’ compensation policy protects against lawsuits filed by injured employees. The trade-off is the cost of these policies eats into your profits. Every workers’ compensation policy is slightly different, and it is important to know what it does and does not cover. Your Workers’ Compensation Policy – Are You Getting the Best Deal? Essentially, workers’ compensation covers injured or ill employees in job-related...

3 New Year's Resolutions for Small Businesses

2023 is almost upon us, along with the long-held tradition of New Year’s resolutions. For individuals, after a season of parties, food, holiday cookies, cakes, and drinks, resolutions about losing weight are a common theme – but what about small business owners?  The New Year is the ideal time to set goals for the year, establish a workable plan to achieve those goals, and evaluate...

Is My Business Covered in the Event of a Cyber Attack?

Small business owners are not exempt from the risk of a cyberattack. The loss of customer data is a financial disaster, and with cyber incursions becoming more common, and hitting even the largest companies, from banks to retails to online giants with extensive security, it is well worth ensuring your business has adequate cyber insurance. The Costs of a Cyber Breach The financial losses a...

What Businesses Should Consider for Hybrid Work

In early 2020, the COVID-19 pandemic led to the widespread closure of offices and workplaces across the world. Many employees learned something during this unprecedented time – that it was possible for their work to be done remotely from home.Of course, telework is not an option for every job or every company. According to a recent study conducted by the Pew Research Center, 62% of...

Top 3 Business Insurance Myths

Insurance is essential in today’s economic environment. We have health insurance in case we become ill or injured. We carry auto insurance so we can legally drive and for protection in case of a crash. Businesses are no exception to the rule. If you own a business, you need the right kinds of business insurance coverage to protect it. The following are common business insurance...